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If I won the lottery, I wouldn’t tell anyone, but there would be signs. Suddenly I’d be decked out in tennis bracelets, dainty necklaces, and fabulous timepieces. And while I’m not holding out hope it’ll happen, I do think buying a little something shiny every now and then is good for the soul. To that end, I’ve found jewelry in every price range, so whether you’re ready for an impulse buy or steadily saving for the right time to treat yourself, your wishlist will be ready and waiting.
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Under $100

A pair of teardrop earrings that look similar to a designer pair…
If you want to buy yourself something nice but don’t want to spring for Bottega Veneta earrings, these are about as close as it gets...for under $15. The chunky teardrop shape makes any outfit look classy. ($9.99+, Amazon)

A tennis bracelet that looks way more expensive than it is…
Tennis bracelets have become an essential in our stack, and this one made with cubic zirconia looks like the real thing. It comes in gold-plated brass or 18-karat gold-plated sterling silver, which is perceptibly shinier. ($58+, BaubleBar)

A pair of pearl earrings with a modern twist…
Our editors can’t stop talking about this brand; the pieces are handmade in Brooklyn and surprisingly affordable, plus the necklaces have an easy on-and-off magnetic clasp. When we saw these earrings, we were obsessed. With their freshwater baroque pearls and gold-filled knot detail, they have a distinctly modern feel that isn’t too trendy. ($80, Mon Été)

Stretchy bangles that make a statement…
These 18-karat gold-plated bangles add a bit of glamour to any outfit and look just as good layered over a turtleneck sleeve as they do paired with a swimsuit. We’ve worn them for hours, and they were so comfortable we barely noticed we were wearing them. ($50, Nordstrom)
Over $100

A bracelet set to add to your stack…
Whether you’re just starting to curate your bracelet stack or you’re already dripping, this set is guaranteed to play well together. One is a serpentine chain and the other is a lab-grown sapphire. Once you put them on, you’ll never want to take them off. ($168, Mejuri)

A heart signet ring to pass down…
This mini heart ring is a sweet reminder to love yourself. Traditionally a signet ring is worn on your pinky finger, but this one comes in larger sizes if you prefer to wear it elsewhere. It’ll make a nice family heirloom, especially if you engrave it. ($420, Kinn Studio)

A diamond necklace that’s not like other girls…
If you’re looking for something unique, this necklace features a cluster of diamonds on a dainty 14-karat chain. It provides just enough sparkle for every day and will layer well with your other necklaces. ($378, Quince)

Eye-catching everyday earrings…
These are the mini version of the cult-favorite Florence earrings, so they’re a little more subtle while still making a statement. The double hoop style sets them apart from typical hoops, and they’ll look great with your office outfits. ($128, Jenny Bird)

Our new favorite everyday hoops…
I was in the market for a good pair of silver hoops when I stumbled upon these. They’re handmade using recycled silver, and are just the right size and weight to wear every day. I might even need to retire my tried-and-true gold hoops for these. ($275, Ssense)

A diamond initial pendant that makes a big impact…
If you want to splurge a little, a diamond initial is a good place to start. The block letters here aren’t too fussy like some script fonts can be, and the diamonds catch light beautifully. It’ll slide easily over a chain you already own. We love the idea of grabbing one for your first and last name, or stacking your and your partner’s initials. ($178+, Mejuri)
$500–$1,000

A pair of customizable diamond studs…
Treating yourself to a timeless piece of jewelry is just a good investment, but it helps if you can customize it however you want, like these studs. You can choose from white, rose, or yellow gold posts, total karats, and natural or lab-grown diamonds. ($740, Noémie)

A ring good enough for a pop superstar…
Taylor Swift wore this to one of Travis Kelce’s football games, and we immediately sourced it and added it to our wishlist. Made out of 14-karat gold, this ring looks vintage in the best way. It comes in three different gemstones — Taylor was wearing garnet, but we also love the honey quartz. ($798, Mejuri)
$1,000–$2,000

A tennis bracelet that’s worth the splurge…
If you’re going to splurge, it should be on a piece you don’t only reserve for special occasions. This 2-karat diamond tennis bracelet will dress up a tee and jeans (and, yes, it goes with evening gowns, too). It has a box clasp that ensures it’ll never fall off, even if you’re dancing, and it comes in yellow and white gold. The best part? Use code WITHLOVE15 for 15% off through February 14. ($1,940, Frank Darling)

A diamond necklace that’s a classic for a reason…
You can’t beat the elegance of a diamond solitaire necklace. This one is in a four-prong setting with three carat weight options and two metals to choose from, so you can customize it how you like it. ($1,398+, Ring Concierge)

A pair of diamond huggies worth the investment…
I wanted a pair of huggies I could wear all the time, since I always forget to put earrings in and thought my holes might be in danger of closing up. These have just the right amount of sparkle, look chic when I have my hair up, and are comfortable enough to sleep in. ($1,095, Nordstrom)
Okay, Fine, You Deserve It ($2,000 and More)

A bracelet that’s our latest obsession…
We can’t stop thinking about this bracelet from one of our favorite jewelry brands. While we’re definitely getting into pricey territory, this vintage-inspired bracelet with 14-karat spiral links is sure to become your next family heirloom, and it’s not so flashy that you can’t wear it daily. Stack it with your watch for an elegant combo. ($2,680+, Kinn Studio)

A two-tone watch inspired by Art Deco architecture…
This Michele watch is a real beauty, from the sapphire crystal face to the diamond bezel. Since it’s two-tone, it’ll look great worn with gold or silver jewelry. It’s big enough to give off a menswear vibe, while being delicate enough to complement anything you wear. ($2,995, Nordstrom)
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